Joel Almeida |

While owning a home is the quintessential American dream, not everyone is able to purchase a home when they desire. If you’re fresh out of school with a boat

Read More
Joel Almeida |

Time certainly goes by fast. One day you’re interviewing for your first job and the next thing you know you’re a few short years from applying for Social

Read More
Joel Almeida |

Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don

Read More
Joel Almeida |

While it may not seem so, there are a lot of painless ways to save money. Not just for those who have a limited cash flow, but also for those with plenty of

Read More
Joel Almeida |

There are a variety of financial management tools and applications available today that can be used to help you manage your money. From software applications to

Read More
Joel Almeida |

Donating money to our favorite charitable organization is a year-end ritual for many of us. While monthly giving has gained in popularity in recent years, most

Read More
Joel Almeida |

Have you ever wondered exactly what those initials after a financial professional’s name mean?  You’re definitely not alone. The easy way to tell is to visit

Read More