Joel Almeida |

It seems like we’ve been conditioned to shop since birth.  While an occasional splurge is nothing to get worked up about, we’ve become incredibly wasteful in

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Joel Almeida |

As the go-to investment option for most companies and their employees, 401(k) plans provide many benefits to plan participants, including deferment of taxes

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Joel Almeida |

While so much of personal finance is common sense – don’t spend more than you make, don’t buy a house you can’t afford, start to invest money while you’re young

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Joel Almeida |

If you’ve always dreamed of living abroad, now may be the best time. Today, there are around 400,000 American retirees residing outside the United States, with

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Joel Almeida |

If you don’t know the difference between asset-backed securities and securities, you may want to take a look at these common financial terms and their

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